Analysis of the Success of the Productive Zakat Utilization Program: A Case Study of BAZNAS South Kalimantan Province

Authors

  • M. Zaki Akbar Politeknik Negeri Banjarmasin
  • Manik Mutiara Sadewa Politeknik Negeri Banjarmasin

DOI:

https://doi.org/10.59890/ijels.v3i6.66

Keywords:

Productive Zakat, Mustahik Welfare, Business Skills, Program Satisfaction, Digital Micropreneur

Abstract

Poverty remains a significant challenge in economic development, including in South Kalimantan. One potential solution is the management of productive zakat to foster economic independence among zakat recipients (mustahik). This study analyzes the success of the Digital Micropreneur program implemented by BAZNAS South Kalimantan, focusing on improvements in welfare, business skills, and program satisfaction. A descriptive quantitative approach was applied to 23 mustahik in 2022. The results indicate that the number of prosperous households increased from 10 to 20, with the welfare index rising from 0.435 to 0.870. Technical and business management skills improved by 0.58, while personal entrepreneurship skills increased by 0.33. The average satisfaction score exceeds 4.5. The program effectively empowers mustahik sustainably by enhancing their digital capabilities.

References

Achieng Oraya, N., & Maina, S. (2023). Entrepreneurial competencies and organizational performance of micro and small enterprises in Machakos County. Kenya. International Academic Journal of Human Resource and Business Administration, 4(2), 257–272. https://iajournals.org/articles/iajhrba_v4_i2_257_272.pdf

Al Mamun, A., Muniady, R., Fazal, S. A., & Malarvizhi, C. A. (2019). Micro-enterprise development training and entrepreneurial competencies among low-income households in Malaysia. Asia Pacific Journal of Innovation and Entrepreneurship, 13(3), 354–366. https://doi.org/10.1108/apjie-06-2019-0042

Aryani, D., & Rosinta, F. (2010). Pengaruh kualitas layanan terhadap kepuasan pelanggan dalam membentuk loyalitas pelanggan. Jurnal Ilmu Administrasi Dan Organisasi, 17(2), 114–126. https://doi.org/10.20476/jbb.v17i2.632

Azunna, E. (2024). Entrepreneurship Skills and Performance of Small and Medium Enterprises ( SMEs ) In South-East , Nigeria. 10(11), 114–132. https://doi.org/10.56201/ijssmr.v10.no11.2024.pg.114.132

bayu dwi saputra, M. (2023). EFEKTIFITAS PENYALURAN ZAKAT PRODUKTIF DALAM BENTUKBANTUAN MODAL USAHA TERHADAP KESEJAHTERAANMUSTAHIKDENGAN PENDEKATAN METODECIBEST. 2(2016), 29–40.

BPS Indonesia, S. I. (2023). Catalog : 1101001. Statistik Indonesia 2023, 1101001, 790. https://www.bps.go.id/publication/2020/04/29/statistik-2020.html

Fitrah, D., Putra, A., Herlina, E., & Fitralisma, G. (2025). Analisis Pengaruh Kualitas Pelayanan dan Kinerja Pegawai terhadap Kepuasan Masyarakat di Kelurahan Limusnungal Sukabumi. 4(1), 80–94. https://doi.org/10.55123/mamen.v4i1.4800

Hadisaputra. (2021). Sang Pencerah - Sang Pencerah. Wikipedia, 465–475. https://id.wikipedia.org/wiki/Sang_Pencerah#/media/Berkas:Sang_Pencerah.jpg

Indonesia, R. (2009). Undang-Undang Nomor 11 Tahun 2009 Tentang Kesejahteraan Sosial. Jakarta: Republik Indonesia.

Kartika, U. N., & Siagian, M. (2023). Pengaruh Kualitas Pelayanan Dan Kinerja Pegawai Terhadap Kepuasan Masyarakat Pada Dinas Kependudukan Dan Pencatatan Sipil Kota Batam. MSEJ: Management Studies and Entrepreneurship Journal, 4(5), 5034–5048. http://journal.yrpipku.com/index.php/msej

Mafluhah. (2023). Analisis zakat produktif dalam pemberdayaan ekonomi mustahik. 9(2), 1–93.

Mansur, H., & Makarim, D. F. (2024). Survei Kepuasan Muzakki Terhadap Kualitas Pelayanan BAZNAS (BAZIS) Provinsi DKI Jakarta. Jurnal Ilmiah Ekonomi Islam, 10(02), 1595–1602. https://www.jurnal.stie-aas.ac.id/index.php/jei/article/view/13377

Nur Havivah, & Mahyuni. (2022). PENGUKURAN PENDAYAGUNAAN DANA ZAKAT PRODUKTIF DALAM UPAYA PENGENTASAN KEMISKINAN BERDASARKAN CIBEST MODEL (Studi Kasus BAZNAS Kabupaten Banjar). Indonesian Journal of Applied Accounting and Finance, 2(2), 187–196. https://doi.org/10.31961/ijaaf.v2i2.1590

Pertiwi, T. D., & Herianingrum, S. (2024). Menggali Konsep Maqashid Syariah: Perspektif Pemikiran Tokoh Islam. Jurnal Ilmiah Ekonomi Islam, 10(1), 807. https://doi.org/10.29040/jiei.v10i1.12386

Rijal, A. (2019). Peran Zakat Terhadap Pemberdayaan Dan Kesejahteraan Mustahiq. JES (Jurnal Ekonomi Syariah), 4(1), 57–66. https://doi.org/10.30736/jesa.v4i1.57

Rizqa, Muhammad Yassir Fahmi, & Mochammad Arif Budiman. (2021). Pengaruh Pendistribusian Zakat Produktif terhadap Tingkat Pengurangan Kemiskinan Mustahik di Kota Banjarmasin. Indonesian Journal of Applied Accounting and Finance, 1(1), 33–46. https://doi.org/10.31961/ijaaf.v1i1.1165

Sadewa, M. M., & Agustina, A. (2024). Pengaruh Penyaluran Zakat pada Kesejahteraan Mustahik ( Studi Kasus BAZNAS Kabupaten Hulu Sungai Selatan ). 4(1), 61–70.

Soomro, R. B. (2024). Impact of entrepreneurial knowledge , skills , and competencies on MSME performance : an evidence from a developing country. https://doi.org/10.1108/APJIE-04-2023-0071

Tibaingana, A., Sendawula, K., Buyinza, F., Kimuli, S. N. L., Ssemuyaga, E., Tumusiime, C., Mulongo, R., & Atukwasa, R. (2024). Entrepreneurship skills: do all dimensions of skills matter for sustainable business start-up? Journal of Entrepreneurship and Public Policy, 13(1), 1–17. https://doi.org/10.1108/JEPP-03-2023-0021

Tondo, A. S., & Saptari, H. A. (2024). The Model of Entrepreneurial Skill and Business Performance at Coffee Cafe in Bandung. 6(2), 220–225.

Wahab, N. A., Zainol, Z., Abu Bakar, M., Ibrahim, A. Z., & Minhaj, N. (2016). Developing service quality index for zakat institutions. International Journal of Economics and Financial Issues, 6(7Special Issue), 249–258.

Walensky, R. P., Kim, Y., Chang, Y., Porneala, B. C., Bristol, M. N., Armstrong, K., & Campbell, E. G. (2018). The impact of active mentorship: Results from a survey of faculty in the Department of Medicine at Massachusetts General Hospital. BMC Medical Education, 18(1), 1–8. https://doi.org/10.1186/s12909-018-1191-5

Downloads

Published

2025-07-02

Issue

Section

Articles